Permanent Total Disability

In cases of permanent, career-ending injury, based on the insured person's occupation, this policy can provide a cash lump sum benefit of up to five times annual income.

Temporary Total Disability

Based on the insured person's occupation, this policy is designed to provide monthly income for drivers and riders for a specific time period if they are unable to fulfill their duties due to accident or sickness. These policies are also used to protect contracts for team owners and sponsors.

Medical Insurance

These policies cover costs such as hospitalization, physician fees and skilled nursing care for athletes and their families on a permanent basis with benefits up to $5,000,000.

Accident Medical Expenses

Providing additional medical coverage in case of accident-related injuries, this protection is available on-track only or on a 24-hour basis.


If the insured suffers an injury or illness which necessitates repatriation, this policy will cover reasonable expenses to return home for treatment.

Life Insurance

Coverages to protect personal or business situations. Term or universal life insurance to meet short or long term needs.

Accidental Death

This coverage provides monetary compensation benefits to beneficiaries in cases of accidental death.

High Limits are available.

Prize Indemnity Insurance

Also known as Contingency Insurance or Bonus Insurance written by certain Lloyd's and Company Underwriters. Prize Indemnity Insurance can take many forms but the most usual coverage's in Motorsports are as follows:

Contractual Bonus

Coverage will indemnify the Assured (Usually the Team Owner or Sponsor) for their contractual obligation to pay bonuses to the Individual or Team in the event that a certain achievement has been reached during a specific event or season.

Examples of coverage could include bonuses to Grand Prix and Superbike motorcycle riders, Indycar and Nascar drivers, Motocross and Supercross riders for winning a pole, placing in the top three (3) positions in an event, or for winning a season Championship.

Jennings & Associates Insurance Services have written many Contingency policies in the World of Motorsports some of which have proved very beneficial to the teams that placed the insurance.

Coverage's are custom designed to best suit the needs of each client. We welcome your inquiries. Please contact us at 800 403-1212.

Specialized Coverages

Specialized coverage available. Jennings & Associates, Insurance Services, Inc. provides protection to meet the individual needs of motorsports athletes, teams, team owners and sponsors. We will work with you to determine your needs, design a custom package, and give you point-by-point explanations of the policies. These specialized coverages include the following: Prize Winning and Bonus Indemnity

  • Confidential Life
  • Confidential Disability
  • Kidnap, Detention and Crisis Assistance
  • Death and Disgrace
  • General Liability and Participant Legal
Jennings & Associates Insurance Services Inc.
PO Box 5686, Fullerton, CA 92838
Phone: (714) 738-3022 - (800)403-1212 - Fax: (714) 738-1834 - Email:
CA License #OB82050